5 غلطی آپ کو ایک ہوٹل کے کمرے میں بکنگ کرنے سے بچنے کے لئے چاہتے ہیں

If you think you can get the lowest hotel price waiting for a last-minute deal, chances are that you might end up paying a lot more for your trip. In this article, we are going to share a report statistics with you to help you get the best deal.

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According to a report from TripAdvisor, the best time to book a hotel depends upon the place you want to visit. For instance, if you want to go to Europe in summer, make sure you choose to book when the rates are the lowest. In the same way, the money you need also depends on the region you want to visit. Given below are a few common hotel booking mistakes that you may want to avoid.

Waiting too Long to Book a Hotel in Europe

In summertime, Europe is the most popular among tourists. According to the report, in Berlin, you can save up to 33% if you choose to book at least a few months ahead of the season. There are some cities where you don’t have to worry about booking. They are Paris and Istanbul. The reason is that these cities have more than enough hotel rooms. So, that won’t be a problem for you.

Booking too Early

In Asia, you don’t have to spend a lot to spend your vacations unlike Europe. For instance, in Dubai, even if you book two months ahead of the season, you can save up to 40%.

Booking over 5 months ahead of your Trip

Booking over 5 months in advance will cost you more in case of some places that the study covers. However, two exceptions are Moscow and Barcelona. For these places, you can choose to book up to 7 months in advance and still save a lot. As a matter of fact, traveling to Moscow can get you up to 55% discount, which is a huge sum.

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Worrying about Summer Season Bargains in the Caribbean

Conventionally, in the Caribbean, low-season pricing may help you save a hefty sum of money. You don’t have to worry about when to book to get the best deal as booking when the prices are the lowest can save you as high as 7%, which is not much. In other words, you can enjoy the lowest prices no matter when you choose to book.

Thinking about last-minute savings for Expensive Cities

If you are going to visit New York city, know that you can’t get the best deals for summer trips. However, if you still want to save a considerable sum of money, consider booking 30 to 60 days ahead of your trip. This can help you cut your expenses by 25%.

Long story short, the next time you book a hotel for your next trip, we suggest that you go through this article again if you want to avoid the common mistakes. The idea is to make the best decision. Hopefully, this will help you get the most out of your trip while saving you a considerable sum at the same time.

Article Source: http://EzineArticles.com/10065905

صحت انشورنس کو غور کرنے سے پہلے

Buying one health insurance is a tough task when a lot of companies are selling it with great offers and benefits. There are numerous of plans, offers to attract the customers and mostly befuddle them.Here are a few things you should definitely check and know before falling for a health insurance deal:

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1. Claiming procedure:

The claim process of the company should not be much complicated as it will cause a huge delay in settlement of claim. Health insurance is one of the most important types and you cannot risk your or life of your family by making it difficult. The simpler the claiming procedure the easier is claim settlement. Examine their process carefully and then decide.

2. Customer Support:

A 24*7 customer service is mandatory for health insurance. In case of any misunderstanding in the hospital the customer care executive should be present to handle such situations. Research about the company and their way of dealing with customers.

3. Waiting period:

Mostly insurance companies provide a waiting period for any previous ailment. This can range from one to around six years depending on your age and type of disease. The best way to avert this issue is to buy a health insurance plan in youth so that you can easily clear the waiting period.

4. Pre/Post Hospitalisation:

There are numerous of expenses added with Hospitalisation which include medicines, tests and doctor’s follow up. Make sure that your insurance plan covers these expenses too. From Hospitalisation of a patient to their discharge health insurance should cover all of the expenses. There should not be too much of burden on your side.

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5. Insurance amount:

The most important decision to make is deciding on a right insurance amount. The right choice of amount shall only cover expenses. Take your age, health condition, salary levels in consideration before making a decision. The amount shouldn’t be too high for you to afford nor too less as you do not need a shortage of amount in emergency.

6. Family insurance:

In choosing a health insurance plan make sure that you insure your family members along with you. Decide the insurance amount by considering their age, existing or previous ailments.

7. Network hospitals:

The most important thing is to check their network hospitals. Mostly hospitals provide cashless options and the bills or receipts of all expenses are settled directly with the insurers. Make sure to ask the insurer about the network hospitals where this cashless system is available.

Health insurance schemes are designed so to protect you and your family in adversities but often we become forgetful of examining it by falling for the words of company. Avoid such hassles and make a list of questions you need to know from them and decide discreetly.

Article Source: http://EzineArticles.com/9853627

آپ کی چھٹیوں کے لئے ایک سستے ہوٹل تلاش کرنے میں مدد کرنے کیلئے تجاویز

If you are a budget traveler, looking for cheap hotels may be important for you. After all, you want to keep your expenses low no matter what. In this article, we are going to share a few tips that may help you find cheap hotels for your next vacation. Read on.

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Check out Hotel Comparison websites

You have access to the Internet. So, use your mobile to search for the best deal online. With a little bit of time, you can search on various websites for a hotel that won’t cost you an arm and a leg.

There are a lot of hotel comparison websites that can help you get best deals on tickets as well as hotel stays. Some of the sites you can check out include Expedia, Agoda, and priceline.com, just to name a few.

Go to Travel Review websites

Top travel review websites, such as TripAdvisor can help you look for the right type of accommodation in a matter of a few minutes. The reviews left by real travelers can help you get a deeper insight into the quality of the hotel you want to stay at.

By reading the reviews, you can also get a lot of tips from other experienced travelers. Moreover, with a couple of clicks, it will be easier for you to compare the prices charged by different hotels.

Travel During Off-Season

If you want to minimize your travel costs, another good approach is to travel off-season. This will save you plenty of money on travel tickets and hotel stays. Therefore, it’s a good idea to do your homework to find out the “right” month in the off-season to stay at a hotel.

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Give a go-to Couchsurfing

As the name suggests, Couchsurfing allows you to stay at your host’s house for free. This can help you make friends with new people and learn a lot from the locals.

Here it’s important to keep in mind that Couchsurfing may not work for everyone. If you want to give it a go, you have to be adventurous. If it works for you, you can save a great deal of money.

If you are a first-timer, this option may not be appealing to you. Therefore, we suggest that you do your homework to make sure your host is a person you can trust. You may want to use your common sense in addition to reading reviews from other travelers who have been there before.

To get started, all you need to do is create an account on Couchsurfing. The rest will be a piece of cake for you.

Opt for Hostels Instead

Here is a great alternative: you can opt for a hostel instead of a hotel. Although hostels are not that luxurious, they do have a lot of amenities to make your stay a memorable one.

As a general rule, if you are with a group of travelers, you can book big rooms at a hostel at fair rates. In addition, you can have tons of fun with your fellows.

Article Source: http://EzineArticles.com/10056221

دو پہیوں کے لئے انشورنس پالیسی پر کچھ پوائنٹس

Two Wheeler insurance in India, like all other Motor Insurance, is governed by the India Motor Tariff. It is applicable to all motorized Two Wheelers.

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There are two basic types of policy, Act only Policy and Package Policy. Act only Policy covers liability towards third parties ( death / injury / Third party property damage ) and Personal Accident cover to the owner cum insured. Package Policy covers loss / damage to the vehicle or its accessories, in addition to the cover granted under the Act Policy. The Premium charged depends on

the value of the vehicle

Cubic Capacity of the Vehicle ( not exceeding 150cc / exceeding 150 cc but not exceeding 350 cc / exceeding 350 cc )

age of the vehicle ( not exceeding 5 years / exceeding 5 years but not exceeding 10 years / exceeding 10 years )

Geographical Zone(s) in which the vehicle is registered ( a. Ahmedabad, Bangalore, Calcutta, Chennai, Hyderabad, Mumbai, New Delhi and Pune

Rest of India

The Registered Owner of the vehicle is required to fill in a proposal form, giving full details of the vehicle, in addition to certain basic details like/regarding his name, age, address, occupation etc. The owner may opt for the following extra covers on payment of prescribed additional premium.

Electrical , Electronic fittings and accessories

CNG / LPG Kits as permitted by RTA

Liability to paid drivers / cleaners

Liability to employees ( of the Insured ) using the vehicle

use in / for rallies, motor racing, speed testing organized by recognized motoring agencies

use for driving tuitions given by Driving Schools recognized by RTA

Personal Accident cover to the owner / insured ( if he has a valid Driving License )

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Discount in the basic premium is granted if:

the vehicle is fitted with a side car

the vehicle is fitted with anti-theft device(s)

the owner is a member of recognized Automobile Association

the vehicle is designed / modified for use of blind, handicapped and mentally challenged persons ( if suitable endorsement is made in the RC by RTA )

the insured has not preferred any vehicle damage claim ( No Claim Discount )

if the Insured agrees to bear an additional amount (Rs.500 to Rs.3000) as deductible in the event of a own-damage claim (Voluntary Deductible)

Article Source: http://EzineArticles.com/1546268

سستے کار انشورنس حاصل کرنا

The best way to find cheap car insurance is to find the best company to work with. Not all insurance companies are created equally. In fact, some companies won’t even insure people who have bad driving records. If you can find a company that offers great coverage and good customer service, you should be able to build a plan that is reasonably priced.

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If you have a few companies you have in mind, get quotes from them. If you’re not sure where to start, go to a general quote site that will give you quotes from a variety of different insurance companies. These sites are fairly simple and have you enter in your age, vehicle, etc.

Look over each quote and cut out any that don’t have what you’re looking for. For example, if the cost is very low but the required deductible is outrageous, it’s almost like having no insurance at all. Be sure to know what you’re doing before you choose a company.

Finally, to ensure that you save the most money possible with the company you do choose, take advantage of anything that will save you money. Ask if they will give you discounts for things like paying the year ahead, having multiple insurance policies with them, or taking a defensive driving course.

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Finding cheap insurance isn’t hard, just don’t give up until you’ve built a policy that you can manage. Your agent should be helpful in finding you a good set of insurance coverage that fits your needs at an affordable price.

Article Source: http://EzineArticles.com/5754540

سستے کار انشورنس - منصوبوں کا موازنہ کیسے کریں

Access to cheap car insurance is one of the best reasons to use the Internet. Everyone is required to have insurance for their automobile, but a lot of people don’t have the time that it takes to search for the best prices on the insurance that they buy.

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Television is one of the most common methods of advertising for the most popular insurance companies. They plaster your television with all of the creative advertisements that they can come up with. While these advertisements may offer some entertainment value, it would be wise to never trust the claims that they make in these commercials. They are simply trying to attract new customers that are interested in saving money. This is why it is very important that you do research before looking for the cheapest coverage.

The key to cheap car insurance is to avoid any of the companies that you see on your television. These companies are charging you for the investment that they are making in these commercials. While you can call them and obtain a quote, remember that they will sometimes offer you a quote based on six months of coverage. This is done to make the price appear to be less expensive than an annual price quote.

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Make sure that you are comparing plans that are of the same length and then look at coverage amounts. If you find a company that has low coverage limits, you need to avoid this like the plague. If you have bad insurance coverage, you will be held responsible for paying the bills when an accident occurs. The very reason that you have auto insurance is so that the company can pay if an accident happens. You should buy better coverage despite the fact that you may need to pay more for this type of coverage.

Article Source: http://EzineArticles.com/5220751

فینکس میں سستے کار انشورنس کیسے حاصل کریں

Cheap car insurance in Phoenix – if you purchase Arizona’s minimum liability car insurance requirements – isn’t as costly as it is in some other states. In Phoenix, you must have $15,000 per person for bodily injury liability (this means two people must be insured for $30,000), and property damage coverage must be at least $10,000. Of course, purchasing more than the amount of liability coverage Arizona requires is always recommended. Having more insurance means you’re more adequately covered in the event of an accident.

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Now that you know how much Phoenix car insurance to purchase, how do you begin finding cheap car insurance in Phoenix? Follow these tips.

Ask for advice. They say word-of-mouth is the best form of advertisement. Ask your family members, friends, neighbors, co-workers, and anyone else with who you talk about the insurance companies from which they purchase cheap car insurance in Phoenix. Focus especially on drivers who have vehicles similar to yours. These drivers are more likely to have the kind of Phoenix auto insurance policy you’ll need.

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Check out companies. Once you’ve lined up a few Arizona car insurance companies that sound promising, check them out. Visit their websites and look through the kinds of auto insurance policies they offer. Speak with representatives about the kind of policy they can offer you specifically. Compare rates and coverage, and narrow your list to the ones that provide the exact coverage you need at a premium you’re willing to pay.

Article Source: http://EzineArticles.com/507044