Since car insurance, or some form of proof of financial
security, is required throughout America, it is no surprise that we try to find
the cheapest car insurance available. However, for the woman driver, finding
cheap car insurance is not such a difficult task.
As sexist as it may sound, a woman driver tends to get a
cheaper car insurance quote than a man driver. Of course, this is not because
car insurance companies tend to favor women; it is not even because car
insurance companies actually believe that driving skills could possibly be
based on a driver’s gender. It is the statistics that show, in general, a woman
driver is much safer and more cautious than a man driver.
Women drivers are more likely to pass their driver licensing
exams on the first try than men drivers. This does not mean women drivers are
smarter than men drivers, but it might mean that women take more initiative to
study and practice for the exam.
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Women drivers aren’t involved in as many accidents as men
drivers. This may mean they’re more cautious drivers; it may mean they choose
safer cars. It may also mean that they’re lugging around precious cargo such as
children.
The motor vehicle-related accidents that women drivers are
involved in often don’t cause as much damage as motor vehicle-related accidents
men drivers are involved in. This probably goes along with being cautious and
driving safer vehicles, as well.
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