We live in one of the most beautiful states in the country.
Every year thousands of tourists fly into the Salt Lake airport and head off to
explore the different attractions. Some come for the red rocks in the south,
some come to see Temple Square, others come to watch a BYU football game in
Provo, but we’re mostly known for our snow. It started snowing yesterday and I
know of more than a few people that are ready to hit the slopes.
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Skiing or snowboarding, whichever you choose, can be a ton
of fun but every year people get injured up on the mountains. If you don’t
believe me check out some of the ski crashes on YouTube. So what happens if you
drive a truck for a living and you break your legs skiing? Is your employer
going to keep paying you even though you’re not able to perform your job
duties? I doubt it, if they do let me know who you work for so I can apply. You
may have accidental death and disability insurance (ADD) through your employer,
do you remember checking that tiny box when you first started your job. That is
good to have but most employer ADD policies will only cover you for accidents
that happen on the job so your ski accident most likely will not be covered.
So what do you do when you’re unable to work and earn a
paycheck? How are you going to pay your mortgage, utility bills, or even buy
groceries? I’m not trying to scare you into calling me and buying insurance, I
just want to paint the picture so you can fully understand. There are policies
available that will cover you 24/7 for accidents. They will help pay for
hospital bills as well as give you a portion of your regular income to help you
cover your normal bills. You’ve probably seen t.v. commercials with that
annoying duck paying people’s bills. Well, they aren’t the only company that
offers that and at The Ray Group we have access to multiple different companies
so we can find the policy that best fits your needs.
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If you’re not a skier you may still want to consider and
accident insurance policy. Do you own a snowmobile, ATV, jet-ski or dirt-bike?
These are also sports where you are more likely to be injured and we can help you
find the right policy to ensure your family and assets are protected. If you
have questions about accident insurance give us a call or fill out the form on
our website and we can review your situation with you.
Article Source: http://EzineArticles.com/1773181
