Many elements determine a car insurance policy. Car
insurance companies look at the person’s age, his or her driving record, and
even the kind of car the person drives before offering a car insurance quote.
Unfortunately, these factors can work against teens who are searching for cheap
car insurance.
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Teens are young, so they don’t have much driving experience.
This lack of driving experience sometimes results in car accidents and traffic
infractions, both of which are documented on their driving records.
One way to get cheap car insurance for your teen is to add
him or her onto your existing car insurance policy. This may raise your car
insurance premium a bit, but the increase in premium will still be cheaper than
a separate car insurance policy for your teen.
There are benefits for parents who add their teen drivers to
their existing car insurance policies.
You may get a discount for adding another car to your
policy. Many car insurance companies offer discounts to policyholders who add
additional cars to their existing policies. Depending on the amount of the
discount, it may help you make up the difference for any increase in premium
you experience.
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You may get a discount if your teen makes the grades. Teens
who take, and pass, driver education courses tend to get cheaper car insurance
rates than teens that do not. Some car insurance companies offer discounts to
teens who make good grades in their other classes. Driver education courses are
offered as part of the curriculum in most high schools, and many states require
teens to take approved driver education courses before they can obtain their
driver licenses.
Article Source: http://EzineArticles.com/415697
